New York · Termination · Updated April 2026

Vacation = wages. Pays out unless written policy forfeits.

New York treats accrued, unused vacation as earned wages. At separation, all accrued vacation must be paid out at the worker's regular rate of pay — UNLESS the employer has a written policy that expressly forbids payout. This is different from California (which prohibits forfeiture entirely) and many other states. The written-policy escape hatch makes documentation critical.

Vacation Status
Earned wages
Forfeiture Allowed
Only with written policy
Authority
NYLL § 191; case law
Active

Vacation Payout at Separation

Tracks accrued vacation as wages by default. Pays out at separation unless the employer has documented a written forfeiture policy. Maintains audit trail of policy terms.

Flag · vacation balance on every wage statement
Avoid · forfeiture without documented written policy
Always running

What the rule does at separation.

The hero card configuration: Flag on balance disclosure, Avoid on policy forfeiture without documentation. Here's what each does at runtime.

Flag · balance on every wage statement

Accrued vacation balance is shown on every wage statement throughout employment. Workers see what they've earned. Visibility creates awareness and reduces dispute risk at separation.

Avoid · forfeiture without written policy

If the employer attempts to deny vacation payout at separation, Teambridge requires documentation of the written forfeiture policy. Without it, the vacation must be paid out as wages.

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The rule, plainly stated

Default is payout. Forfeiture requires written policy.

NY courts have consistently held that vacation accrued under an employer's policy or contract becomes wages owed. Forfeiture is permissible — but only if expressly stated in writing and communicated to employees.

NYLL § 191; Glenville Gage Co. v. IUMSWA (NY 1980): Wages, as defined under section 190 of this chapter, include vacation pay. Any wages owed to an employee at termination must be paid by the next regular payday under section 191. An employer may impose conditions on the accrual or payout of vacation only through a written policy or agreement that has been communicated to the employee. In the absence of such written policy, accrued vacation is presumed to be wages and must be paid at separation.

Default rule: vacation = wages

Without a written policy to the contrary, accrued unused vacation is wages owed. At separation, it must be included in the final paycheck. Late payment triggers § 198 (100% liquidated damages plus interest plus attorney fees).

Forfeiture requires written policy

An employer can implement a 'use it or lose it' policy or limit payout at separation — but ONLY if the policy is in writing AND has been communicated to employees. Verbal policies, unwritten practices, or policies adopted after the worker's vacation accrued don't qualify.

On autopilot

Teambridge tracks vacation as wages with policy-based forfeiture exceptions.

Vacation policy mistakes are quiet — they accumulate over years and surface as wage claims at separation. Teambridge handles the structure correctly.

01 · Per-pay-period accrual

Vested at every payroll close.

Each pay period, vacation hours accrue per the worker's plan. Hours vest immediately as wages — visible on wage statements throughout employment.

02 · Written policy validation

Forfeiture requires documentation.

If a forfeiture policy is configured, the policy text is logged in the system. At separation, the configured policy controls payout. Without a configured written policy, default rule (full payout) applies.

03 · Reasonable cap enforcement

Pauses at cap, preserves balance.

Caps configured by policy. When reached, accrual pauses but existing balance is preserved — never zeroed without a written forfeiture rule.

04 · Payout at separation

Regular rate × balance.

At separation, accrued vacation pays out at the worker's regular rate of pay (current rate at separation, not the rate when vacation was earned). Payout in the final paycheck on the next regular payday.

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FAQ

People also ask.

Does NY require vacation to be paid out at separation?
Generally yes — NY treats accrued vacation as earned wages. Payout is required unless the employer has a written policy that expressly forbids payout. The written-policy requirement is the escape hatch.
Does NY require employers to provide vacation?
No. NY does NOT require any paid vacation. But IF an employer offers vacation (whether by policy, contract, or established practice), the vacation accrued is wages — and the payout rules apply unless a written forfeiture policy exists.
Can I implement 'use it or lose it' in NY?
Yes — but only with a written policy that has been communicated to employees. Without an explicit, written, communicated policy, accrued vacation is presumed to be wages and must be paid out at separation.
What about vacation caps?
Reasonable accrual caps are permitted. A typical structure: vacation accrues until the worker hits 1.5× their annual accrual, then pauses. Existing balance preserved; can be used down to resume accrual. Zeroing the balance requires the written forfeiture policy.
How is vacation paid out — at what rate?
At the worker's regular rate of pay at the time of separation. Not the rate when the vacation was earned. Workers who got raises before separation receive payout at the higher rate.
How does Teambridge handle forfeiture policies?
If a written forfeiture policy is configured (with documented text), the policy controls. Without a configured policy, default rule (full payout) applies. Forfeiture attempts without documentation surface as Critical alerts for HR review.